David DeWitt is a Certified Financial Planner living with ADHD and joins us today to walk through some of the challenges of building — and sticking to — a holiday budget with ADHD.

But that's not really the whole story. David takes us on a tour down history lane. It's a tour that starts — and ends, actually — with the concepts around envelope budgeting, a classic in the budgeting universe that focuses on categories and cash. Well, we're note using cash anymore, but the idea of building your budget in a way that allows you to track what you spend, when you spend it, and keep your credit intact is central to budgeting for the ADHD brain.

And that helps us to figure out where our impulsivity is taking hold, where it might not be healthy, and where it might be costing us a bunch of money. And when is that important? When our patented hyper-generosity is on edge: The holidays.