{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Price Power","title":"24: Failed Payments are Free Money w/ Philip Pages","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/0aac389d\"></iframe>","width":"100%","height":180,"duration":3857,"description":"Philip Pages, founder of Redux Payments, explains why moving off Apple's in-app purchases quietly strips away a retention machine most founders never knew they had, how failed payments actually work, and when payment orchestration is worth the extra complexity.\nPhilip has looked inside hundreds of app payment accounts, and most of them are leaving real money on the table. He walks through the difference between a customer who wants to churn and a card that simply had no funds that morning; why recovered subscribers stick around for another three to six billing cycles; and the single setting that quietly blows up Stripe accounts. Jacob and Philip also get tactical on the app-to-web paywall pattern that converts, the retry schedule that recovers cards without triggering the card networks, and a meditation app that got back six figures by changing nothing but the timing of its retries.\nWhat you'll learn\n• Why Apple's in-app purchase system silently recovers failed payments, and exactly what you give up when you leave it\n• Why most failed payments have nothing to do with a customer wanting to cancel\n• How recovered subscribers behave once you win them back (they stay another three to six billing cycles)\n• Why the \"30% down to 5%\" margin pitch for web billing is misleading\n• How to tell whether your app is even ready to test web billing\n• Why older, Facebook-native audiences convert better on web-to-app flows than younger ones\n• How to set up web payments without blowing up your Stripe or Paddle account\n• What chargebacks, early fraud warnings, and approval rates actually do to your account health\n• How merchant-of-record providers take ownership of your transactions, and what that costs you later\n• What payment orchestration is, and the revenue point where it starts paying for itself\n• How one meditation app recovered over $150K by fixing retry timing by locale\n• How long you should really retry a failed card, and why spamming it backfires\n• The compliant two-button...","thumbnail_url":"https://img.transistorcdn.com/zQmNoGN5MuGeMOqTvMb2DuPbwhjQUVEJ-q54eTGsg0c/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8zMDkx/MTljNmYxN2FkNGFm/NDIwOWMyNzU0MmQ1/M2ZjZC5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}