{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Retirement With/On Purpose","title":"RMD Timing Strategies: Maximizing Your Retirement Distributions","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/1100be41\"></iframe>","width":"100%","height":180,"duration":883,"description":"How do retirees optimize tax-deferred growth and portfolio longevity? Host Trevor Lawson evaluates three distinct approaches for 2026: delaying withdrawals until year-end to maximize tax-deferred compounding , taking distributions early in the year to eliminate penalty risks and facilitate Roth IRA conversions , or utilizing a systematic monthly or quarterly \"installment\" method to mitigate market volatility. By analyzing hypothetical scenarios and the \"surgical\" rebalancing of appreciated assets, Lawson provides a comprehensive guide for retirees and DIY investors to move beyond the year-end rush and align their IRA withdrawal strategies with their long-term financial goals.Reference:https://www.morningstar.com/retirement/retirees-should-you-take-rmds-early-year-or-waitSecurities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. Branch phone: 919-546-0400.","thumbnail_url":"https://img.transistorcdn.com/vKna79w3BQjEGyG1s9dlAWQLqj8QEhgMGrDFaqL9OXg/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9jZjUz/YzFiZTQ3MmQwM2Rh/ODdkZWVjM2Q2MWI2/M2M5Yi5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}