{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Onchain, Honestly!","title":"Onchain, Honestly! Ep.4 ft. Serotonin - Onchain Credit: What´s Real And What´s Next?","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/120499eb\"></iframe>","width":"100%","height":180,"duration":1975,"description":"In this episode, Patryk Krasnicki, Director of Research at Serotonin, discusses the evolving onchain credit landscape and how crypto credit markets are moving beyond short-term, crypto-native lending.We cover the main categories shaping the space, including credit issuance, capital allocation, infrastructure, and risk management, as well as why overcollateralized lending, tokenized institutional funds, and real-world credit are becoming important areas for DeFi.Resources:Report: https://se.ro/feed/article/state-of-onchain-creditArticle on the map: https://x.com/Solofunk/status/2048827810295218642Chapters00:00 — Introduction to onchain credit04:37 — Mapping the onchain credit landscape11:44 — Liquidity, yield, and institutional credit17:29 — Growth areas and risks involved 22.22 — On-chain origination, underwriting, and credit scoring 27:32 — What comes next?—Patryk Krasnicki LinkedIn: https://www.linkedin.com/in/patryk-krasnicki Patryk Krasnicki X: https://x.com/Solofunk Serotonin: https://serotonin.co/ Alea Reserach:  https://alearesearch.io/ Alea Research X: https://x.com/AleaResearch Alenka X: https://x.com/alenka_on_x Alenka LinkedIn: https://www.linkedin.com/in/alena-shmalko/ Kaisa X: https://x.com/kaisakaisa_ Kaisa LinkedIn: https://www.linkedin.com/in/kaisa-k-4aa212194/ —DISCLAIMER: This Content is Provided Solely for Informational and Educational Purposes. It does Not Constitute Financial, Investment, or Legal Advice.","thumbnail_url":"https://img.transistorcdn.com/sBjMewINU6mYuyd7n-l4NA3R5stqxTU99HzRUv407GA/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9kOWVj/ZThhMzlmMzY1ZTg0/OGZjY2EwMWQ1Yzg1/ZDU0My5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}