{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Infinite Banking Daily","title":"Episode 265: Lending Without Losing Liquidity","html":"","width":"100%","height":180,"duration":158,"description":"Discover how to lend without losing liquidity—the fundamental difference between traditional lending and policy-based lending—because the biggest fear most people have about private lending is tying up all their capital with no access for emergencies or better opportunities. Traditional lending concern: you lend three hundred thousand on real estate deal it's twelve-month note now that three hundred thousand is locked up, if emergency happens if better opportunity comes along you can't access it, you've traded liquidity for yield that's the traditional problem. When you lend from your policy the math is completely different: you take three hundred thousand dollar policy loan you lend it out at ten percent that capital is deployed, but here's what most people miss your cash value didn't go anywhere, you still have three hundred thousand in cash value it's still there it's still liquid available. If emergency happens you can take another policy loan against that same cash value, if better opportunity comes along you have access, you didn't lose liquidity by deploying capital you maintained it while earning returns. This is fundamental difference between traditional lending and policy-based lending: traditional lenders lock up their capital for duration of loan, policy lenders maintain liquidity while deploying capital simultaneously, you're earning yield on the deployed loan your cash value is still growing and you still have access if you need it, lending without losing liquidity that's the power of using your policy as your banking system.\nWhat You'll Learn:\nBiggest Fear About Private Lending – The biggest fear most people have about private lending is tying up all their capital with no access, you lend three hundred thousand on a real estate deal it's a twelve-month note, now that three hundred thousand is locked up, if an emergency happens if a better opportunity comes along you can't access it, you've traded liquidity for yield\nTraditional Lending Locks...","thumbnail_url":"https://img.transistorcdn.com/NE9muFKf7ob9eJssBmXNvja0j-xOQGU8j1nPuVS77pI/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9jMjYz/MDY2M2Q1N2Q2YTA5/OWZmMWM4NTQwYzhi/Y2JiNi5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}