{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"MyMoney Hub: a podcast powered by MyBudget","title":"Christmas on a budget, how to enjoy the festive season without the January debt (Bonus Episode)","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/178d7e0a\"></iframe>","width":"100%","height":180,"duration":1050,"description":"Love Christmas but dread the January bank statement? In this special Christmas bonus episode, our hosts unpack MyBudget's guide to Christmas on a budget, sharing practical ways to enjoy thoughtful gifts, delicious food and festive traditions without spending more than you can afford.\n\nThey explore how Christmas spending can quickly add up, from presents and Secret Santa to extra groceries, travel, wrapping and all those little last-minute purchases. Our hosts discuss how to create a realistic Christmas budget that covers the entire festive season, not just the gifts under the tree, while making sure your everyday bills and January expenses are already accounted for.\n\nThe episode also shares practical Christmas shopping tips, including how to set spending limits for each person, find genuine bargains, avoid buying presents twice, and know when your shopping is actually finished. They explore affordable and thoughtful gift ideas, Secret Santa arrangements, sharing Christmas lunch costs and simple ways to make Christmas special without feeling pressured to spend more.\n\nOur hosts also break down how to calculate a Christmas savings target using the paydays you have left, what to do if your income changes over the holiday period, and how to avoid relying on credit cards or buy now, pay later services that could leave you paying for Christmas well into the new year.\n\nAlong the way, they explain how MyBudget helps Australians and New Zealanders plan ahead with personalised 12-month budgets, giving you greater visibility over upcoming bills, savings goals and what you can comfortably spend during the festive season.\nThey also highlight the free resources linked in the article, including MyBudget's Christmas Budget Calculator, Christmas Budget Template, Personal Budget Template and Savings Calculator, designed to help you organise your festive spending and enjoy Christmas with greater financial confidence.\n\n👉 Visit mybudget.com.au to read the full article, access the free...","thumbnail_url":"https://img.transistorcdn.com/xwhDPF_TgTZB4nBsHOqmLiUc-wOoTs1m0NOo9kN9kYc/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8xMTQ0/MzVlZGExYTViOGE3/OTc5OTQ3ZTA1YTI2/Yjg3Yi5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}