{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"The Good Tech Companies ","title":"Trad.Fi to Bring $650M in Private Credit On-Chain, Taps W3.io to Power Capital Workflows","html":"","width":"100%","height":180,"duration":711,"description":"\n This story was originally published on HackerNoon at: https://hackernoon.com/tradfi-to-bring-$650m-in-private-credit-on-chain-taps-w3io-to-power-capital-workflows.\nTrad.Fi is bringing $650M in U.S. equipment finance private credit on-chain over 48 months, with W3.io's programmable treasury infrastructure on Avalanche.\nCheck more stories related to undefined at: https://hackernoon.com/c/undefined.\n You can also check exclusive content about #web3, #good-company, #trad.fi, #w3, #autonomous-finance, #private-credit, #startups, #business, and more.\nThis story was written by: @ishanpandey. Learn more about this writer by checking @ishanpandey's about page,\n and for more stories, please visit hackernoon.com.\nTrad.Fi announced in June 2026 that it is bringing up to $650 million in private credit on-chain over 48 months, with programmable treasury infrastructure provided by W3.io.\n\nTrad.Fi is an equipment finance platform for U.S. small and mid-sized businesses that compresses credit decisions from weeks or months to a single business day using algorithmic underwriting.\n\nW3.io is the operating system for autonomous finance, aggregating payments, custody, compliance, settlement, and storage into a single execution layer on programmable rails.\n\nW3's Control layer issues a Programmable Credit Record (PCR) for every tokenized loan, an independent on-chain receipt demonstrating proof-of-collateral that lenders can read in real time.\n\nThe program's workflows and PCRs run on Avalanche, and capital in W3's vault earns yield continuously until a loan is ready to fund.\n\nU.S. equipment finance is a $1.3 trillion industry in which 82 percent of end-users finance their equipment acquisitions, yet fintechs account for only 7 percent of financed volume.\n\nThe Federal Reserve indicates C&I delinquencies run below 2 percent and industry charge-off rates below 1 percent, making equipment finance some of the most predictable credit in the country.\n\nThe...","thumbnail_url":"https://img.transistorcdn.com/HZ9CRzf5js9DK86xzUVMWBRbXYwg4dA8xVXJGVzpL6Y/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8xMTNl/MjgwMmI0ZmEzNThj/YmJiOWNiN2UyZmRm/MzY3My5qcGVn.webp","thumbnail_width":300,"thumbnail_height":300}