{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"The Stewardship Coach Podcast","title":"The Millionaires Nobody Talks About","html":"","width":"100%","height":180,"duration":1277,"description":"Before I became a pastor, I spent 25 years managing money for millionaires and a few billionaires. And here is what surprised even me: most of my millionaire clients were not CEOs, athletes, or entertainers. They were teachers, nurses, bus drivers, and government workers. People with decent paychecks who quietly built seven-figure portfolios while nobody was watching.\nIn this episode, I break down exactly what those everyday millionaires did, why net worth (not income) is the real scoreboard, and the five disciplines that separated the people who built wealth from the people who only looked wealthy.\nBecoming a millionaire is not reserved for the exceptional. It is available to the disciplined.\nWHAT YOU'LL LEARN\n• Why \"income rich, asset poor\" is the trap most high earners fall into\n• The real definition of a millionaire (and why 90% of people get it wrong)\n• The 5 behaviors every everyday millionaire I worked with had in common\n• What dollar cost averaging is and why it takes the fear out of investing\n• The $450-a-month math that crosses the million-dollar mark\n• Why the 10 years you wait to start are the 10 years that would have made the difference\nTIMESTAMPS\n00:00 The millionaires you'd never suspect\n02:04 What a millionaire actually is (net worth vs. income)\n03:50 Income rich, asset poor\n04:38 Proverbs 10:4 and diligent hands\n05:50 Simple is not the same as easy\n07:23 Principle #1: Earn an above-average income\n08:43 It's not how much you make, it's what you do with it (my NFL story)\n10:25 Principle #2: Spend less than you earn\n12:16 Faithful in little, faithful in much (Luke 16:10)\n12:40 Principle #3: Invest regularly for growth\n13:18 Dollar cost averaging explained\n14:26 Principle #4: Automate the discipline\n15:44 Principle #5: Let time work for you (Ecclesiastes 11:1)\n16:43 Time in the market beats timing the market\n17:09 The $450-a-month math\n17:51 The cost of waiting\n18:20 Landing the plane: the 5 disciplines\n19:36 Wealth is a tool, not the goal\n20:42...","thumbnail_url":"https://img.transistorcdn.com/-Cr01vD7W-6zvXy5T8d8hs8h7py9l7SAksU8wg5vsj8/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8wOWNh/NDRjMzY3YmU1YjFi/NzgzMmY1YWNmNWM2/MTYzNy5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}