{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Bite-Size Bites","title":"Disability","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/2487432e\"></iframe>","width":"100%","height":180,"duration":118,"description":"BSB\nYou've got a child or grandchild in their twenties. They're starting out. New job. New life. The next twenty years stretch ahead of them like an open road. And you're proud. You should be.\nBut here's what most families never talk about. There are five threats that can knock a young person completely off course. I call them the Five Deadly D's: death, disability, division, discharge, and destruction.\nNow, of those five, which one do you think hits hardest and hits most often? It's not death. For a healthy twenty-something, the odds of dying before retirement are relatively small. The Social Security Administration puts it around seven to eight percent over a full career.\nBut disability? That's a different story. Just under one in four of today's twenty-year-olds will be out of work for at least a year due to a disabling condition before they reach retirement age. At age forty-two, a working adult is four times more likely to become disabled than to die. Four times.\nAnd discharge? Getting let go from a job? That's practically a guarantee at some point. Most young workers will face it. But they recover. They find new work.\nDisability doesn't always let you bounce back. A back injury. A car accident. A diagnosis nobody saw coming. Suddenly that young man or woman can't earn a living. And when they can't work, where do they turn? They turn to you.\nSo here's the question you need to sit with: how much support are you willing and able to give a child or grandchild who becomes disabled and can't work? Because if the answer is \"whatever it takes,\" then you'd better have a plan. And if they don't have disability insurance, you're the disability insurance.\nThis was a bite-sized bite from Truesdell Wealth. Think about it.\n\nTruesdell Wealth, Inc.\nA Registered Investment Advisor The Truesdell Professional Building\n200 NW 52nd Avenue Ocala, Florida 34481\n352-612-1000\nThis material, including but not limited to text, audio, video, graphics, and other content, is the...","thumbnail_url":"https://img.transistorcdn.com/kcTzftKNTkutB9QRjRuqg-100Q4delYVnvBlGwVJgLE/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS80MDBj/ZmE5OGY5MzY2YTk5/ODMxYzg5ZDQ2OWJj/MTQzOS5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}