{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Credit Union Regulatory Guidance Including: NCUA, CFPB, FDIC, OCC, FFIEC","title":"FDIC's Compliance Examinations - An Overview for Credit Unions","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/25171467\"></iframe>","width":"100%","height":180,"duration":1136,"description":"https://www.fdic.gov/resources/supervision-and-examinations/consumer-compliance-examination-manual/documents/2/ii-1-1.pdfhttps://www.linkedin.com/feed/update/urn:li:activity:7172605257267433472/Understanding the FDIC's Compliance Examination ProgramThis episode of Samantha Shares dives into the Federal Deposit Insurance Corporation's (FDIC) compliance examination program, highlighting its relevance to credit unions in light of upcoming separate compliance examinations and ratings by the National Credit Union Administration (NCUA). The podcast outlines the FDIC’s supervisory activities, including consumer compliance examinations, visitations, and investigations, aiming to ensure financial institutions comply with federal consumer protection laws. It details the examination process, which combines risk-focused and process-oriented approaches to evaluate the quality of an institution's Compliance Management System (CMS) and adherence to relevant laws and regulations. The episode also discusses the role of compliance examiners, the applicability of the examination program to both large and small institutions, and the importance of distinguishing between laws, regulations, and supervisory guidance. Sponsored by Credit Union Exam Solutions Incorporated, the podcast also promotes their services for credit unions facing NCUA examinations.00:00 Introduction to Compliance Examination Program01:03 Overview of Compliance Examinations03:27 Examination Approach and Determining Risk05:31 Evaluating the Compliance Management System08:37 Applicability and Adaptability to Large and Small Institutions10:52 Role of the Compliance Examiner12:17 Overview of the Examination Process17:05 Distinguishing Between Laws, Regulations, and Supervisory Guidance18:39 Conclusion and Contact Information","thumbnail_url":"https://img.transistorcdn.com/DblKo84_Ha6-XOQnfj5k1wmxCkQHeB53BeeKc2eI7dM/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9zaG93/LzQ4MTk5LzE3MDM4/NTQxOTktYXJ0d29y/ay5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}