{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"#AskElla SHOW","title":"Builder Low Rates Are Costing You Thousands","html":"","width":"100%","height":180,"duration":491,"description":"You just bought a brand-new home… and you’re already underwater. How does that even happen?\nMost buyers think new construction = a great deal.\nBut what if the deal is structured against you from day one?In this episode of Ask Ella Show, I break down what’s really happening behind builder incentives, rate buy-downs, and why so many buyers are walking into negative equity — sometimes before they even move in.If you’re considering new construction in 2026, this is a conversation you cannot afford to miss.This isn’t about the house.\n This is about the structure of the deal.💡 In This Episode, I Cover: Why up to 27% of buyers may already be underwater How builder rate buy-downs actually work (and why they’re misleading)  The real reason new construction prices are often inflated  Why a “low rate” doesn’t always mean a better deal  How temporary rates can lead to payment shock later The hidden costs built into builder incentives  The biggest red flags when working with builder lenders  Why comparing resale vs new construction is critical  What you must do before signing any builder contract Most buyers focus on the monthly payment.\n Smart buyers understand the full financial structure.🎯 Want to review your deal before you sign anything?\n 👉 https://www.fairway.com/lo/ella-gurfinkel-188161Ask the right questions now — or pay for it later.","thumbnail_url":"https://img.transistorcdn.com/1JQmKKn11mPyRjv3aWoNIn5MGi7k846a3USRG5h__XY/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lNDdm/ZmY4NjcyYjU2OTdj/MmFjNGEyMjE1NDJm/MTIxMi5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}