{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"The Asset Preservation Hour","title":"71 ā€“ Social Security's 2032 Deadline","html":"","width":"100%","height":180,"duration":1436,"description":"In this episode of The Asset Preservation Hour, financial advisor Stewart Willis and Spike Spengel tackle one of the biggest stories in retirement planning today: the looming Social Security funding shortfall projected to hit as early as 2032. Stewart breaks down why this rare moment of bipartisan agreement between lawmakers should not be dismissed, and what a potential benefit reduction could mean for the more than 68 million Americans already collecting benefits.\nStewart explains the history of how Social Security became taxable, why relying too heavily on pretax retirement accounts can make your future benefits more taxable than necessary, and how proactive tax planning today, including Roth conversions, can help protect what you have earned. He and Spike also dig into the decision many retirees face around filing early versus waiting, the penalties tied to working while collecting benefits before full retirement age, and why getting a second opinion from a fiduciary matters more than ever in a politically divided information landscape.\nWhether you have already filed for Social Security or are still weighing your options, this episode offers a clear look at what is happening, what may change, and how to build a retirement plan that does not depend on Social Security alone.\nšŸ“ž Call 877-5-RETIRE or visit AssetPreservationWealth.com to schedule your complimentary Social Security and portfolio review.","thumbnail_url":"https://img.transistorcdn.com/wfGAkg8Op7RR3x-PC7tljJ7P3GEU8lSppj4RYNe6L-o/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8zYTNm/YTQ0MWU3NmMyMWJj/NWExMzNkZGI3ZmYx/ZTk4NC5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}