{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Risky Assets","title":"Heath Net is Leaving California. What This Means For Your Group Health Benefits - EP037","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/307c3460\"></iframe>","width":"100%","height":180,"duration":1391,"description":"If your company's health plan runs through Health Net, the clock is already running. The carrier is exiting the small group and large group market in California, and the notices have gone out.\nWesley Deaver, who runs employee benefits at Greyhawk, walks through what actually happens next: how much runway you have, what losing a low-cost competitor tends to do to everyone else's pricing, and the handful of creative options most employers never get shown.\nThis conversation reflects the personal opinions of the hosts and is for general discussion only. It is not legal, tax, or financial advice, and nothing in it confirms coverage under any plan. Carrier decisions, effective dates, and plan availability can change and are governed by the carrier and the plan documents as issued. Talk to a licensed professional about your specific situation.\nWork With Us:\nhttps://greyhawkinsurance.useindio.com/sign-up/xcxL2I6nQQRRgEFMgxWF\nTIMESTAMPS\n0:56  What just happened\n1:52  Why a carrier walks away\n3:50  The clock you did not know was running\n5:46  The plan that was too good to last\n7:51  Who is next\n10:12  The options nobody shows you\n15:22  Acting like your own insurance company\n20:23  The conversation your broker should be having\nABOUT RISKY ASSETS\nThe Risky Assets Podcast is produced by Greyhawk Premier Insurance Solutions. Every episode is an honest conversation with entrepreneurs about building businesses, taking smart risks, and protecting what you create.\nFOLLOW THE SHOW\nInstagram: @greyhawkinsurance\nWesley Deaver, Health Net, Health Net exit California, Health Net leaving California, Risky Assets Podcast, Greyhawk Premier Insurance Solutions, employee benefits, group health insurance, small group health insurance California, large group health insurance, health insurance renewal, open enrollment, carrier exit, Cal Choice, Anthem, Kaiser, UnitedHealthcare, HMO, PPO, PEO, professional employer organization, composite rating, age banded rating, self funded health plan,...","thumbnail_url":"https://img.transistorcdn.com/rGdlIJHPs4VZV6pxPe21X7IU9nGHtqGwOty3tYKwCY4/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9zaG93/LzMzNDc0LzE2NjE1/NDQ2NDktYXJ0d29y/ay5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}