{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Plan Your Kaiser Retirement | Pension & 401k Planning for California Healthcare Workers","title":"8 Retirement Decisions Kaiser Employees Don’t Want to Get Wrong","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/35c03618\"></iframe>","width":"100%","height":180,"duration":1573,"description":"Top Retirement Planning Questions Kaiser Employees Are Asking\nThis episode covers eight real retirement planning questions from Kaiser employees, with a focus on taxes, benefits, health coverage, and what to do as retirement gets closer. Bereket Kelile walks through practical answers for both mid-career employees and those already at the finish line, so listeners can understand what decisions matter now and what to prepare for next. In this episode, you’ll hear about tax projections, Roth conversions, overseas retirement logistics, and how to build a retirement income plan before giving notice.\nKey topics\nEight common retirement questions from Kaiser employees, including questions from both newer listeners and people with 30-plus years of service\nWhether you need to work your actual last day to collect final pay and benefits, and why vacation time often changes the real retirement date\nHow to receive a pension check if you retire overseas or split time between the US and another country\nWhat to do if you live outside a Kaiser coverage area and how out-of-area care and reimbursement may work\nWhat Kaiser employees moving abroad need to know about taxes, including US worldwide income rules and California residency\nHow in-plan Roth conversions work in the Vanguard 401k plan, and why taxes must be covered from outside the plan\nWhy a Roth conversion cost depends on your current income, filing status, and tax bracket\nWhere employees in their 50s should start, using a debt payoff, emergency fund, and 15 percent retirement savings approach\nWhat to focus on when you have 34 years of service and are ready to retire, including income planning, health insurance, and Social Security timing\nAction steps listeners can take now: tax projection, retirement income projection, joining office hours, and scheduling a one-on-one call\nTimestamps\n00:00 - Action items to close the episode and reduce uncertainty\n00:36 - Retirement questions from Kaiser employees this week\n01:01 - Why tax...","thumbnail_url":"https://img.transistorcdn.com/x5ald1O4uab48BpGdMAea7orIEQmKtjwu8nE0YgjWTw/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9iMjdi/ODEwZTE3MDVjNDQ3/YjhjNGI0ZmVjOGRl/NDhjMC5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}