{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Risky Science Podcast","title":"Jane Kim and California's Insurance \"Hostage Situation\"","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/3b132195\"></iframe>","width":"100%","height":180,"duration":1978,"description":"Jane Kim just finished first in the race to become California's next insurance commissioner. She's a former San Francisco supervisor and worked for Bernie Sanders. And where Allen wants to draw private capital back into the market, Kim wants to build a public one: a nonprofit disaster insurer, funded by premiums the state would claw back and reinvest, plus a single catastrophe model built by California itself.\nSo this is the same problem — an unaffordable, retreating wildfire market — seen through two completely different lenses. Allen's answer is a better-run private system. Kim's answer is a public alternative to it.","thumbnail_url":"https://img.transistorcdn.com/3X78H4LzkYVdV3_JNhYpCkRuhSbbSSm8qcc9B0n2z2M/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8zYzVh/YmVlMjFlNzE1OGUw/NjVhMTBjMDUwZWVk/YWI1NS5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}