{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Navigating Wealth","title":"Buy, Borrow, Die Has a Gap. Life Insurance Closes It - Dave Valcourt","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/405c027f\"></iframe>","width":"100%","height":180,"duration":3409,"description":"Today we're thrilled to welcome Dave Valcourt, VP of Business Development at Financial Architects Partners, part of NFP, one of the largest insurance brokers in the country. Dave has spent almost twenty years in life insurance as an independent broker who supports the full spectrum of policies, from term life to whole life to private placement life insurance, and canvasses more than twenty carriers to match each product to each client's situation.\nIn this conversation, Dave explains where the industry's pushy reputation comes from and why commissions on a traditional permanent policy can reach 90% of a first-year premium, maps what term, whole life, GUL, IUL, VUL, and PPLI are each built for, and walks through premium financed life insurance - the strategy where a private bank lends the premium directly to a trust, so the money arrives without gift tax and whole life cash value serves as collateral at a 95% advance rate.\n🔔 Please Subscribe and Hit the Bell: https://www.youtube.com/@NavigatingWealthPodcast?sub_confirmation=1\nDiscover More From Long Angle\n👉 YouTube: https://www.youtube.com/@NavigatingWealthPodcast\n👉 Beyond Wealth Newsletter: https://langle.co/bwnews\n👉 Research & Studies: https://www.longangle.com/research\n━━━━━━━━━━━━━━━━━━━━\nResources & Links\n👥 Become a Member: https://longangle.com/navigatingwealth\n📤 Get Episode Release Notifications: https://www.longangle.com/navigating-wealth-podcast\n━━━━━━━━━━━━━━━━━━━━\nSocials\n💼 LinkedIn: https://www.linkedin.com/company/long-angle\n🅧 Twitter/X: https://x.com/LongAngleHNW\n📸 Instagram: https://www.instagram.com/longanglehnw/\n📘 Facebook: https://www.facebook.com/longanglehnw\nLong Angle is a private, vetted global community of accomplished entrepreneurs, executives and professionals who have reached meaningful financial milestones and want to navigate wealth with peers who understand their challenges, opportunities, responsibilities and ambitions.\nHosted by the founders of the Long Angle community, Navigating...","thumbnail_url":"https://img.transistorcdn.com/nzGbYWHlgoCy6Gn9GC7xw5zI32Zjq5Y2STboqrIQs4Y/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS80YjY3/NTkzZjNlNjUwMzIx/MDdmOGQ5Y2UxZDFl/NGQ1Yi5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}