{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"The DOC Podcast","title":"Building Wealth Through Discipline, Delayed Gratification, & Tax Strategy (w/Nicole Vento) [Ep.176]","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/41432047\"></iframe>","width":"100%","height":180,"duration":6005,"description":"I'm excited to welcome Nicole Vento back to The DOC Podcast for the fourth installment of our five-part series with the Vento family on creating generational wealth. Nicole is a financial advisor, CPA, and CFP who leads the investment committee at her family's firm, and she brings a rare dual perspective with her CPA background combined with institutional trading experience at Goldman Sachs and J.P. Morgan Private Bank. \nIn this episode, we dig deep into the investment and tax-efficiency side of wealth planning, breaking down retirement accounts, ETFs vs. mutual funds, estate planning, 529 plans, the student loan crisis, Trump accounts, charitable giving strategies, and the discipline and mindset it takes to achieve financial freedom. Whether you're just starting out or you've been building wealth for decades, Nicole delivers practical insights you can apply to your own financial journey. Be sure to pick up a copy of the Vento family's book, *The Generational Wealth Code*, linked in the show notes below.\n**Chapters & Timestamps:**\n- 0:30 — Episode Intro\n- 3:06 — Welcome Back, Nicole\n- 11:09 — Why You Need a Fiduciary\n- 16:50 — Understanding Retirement Accounts\n- 47:02 — ETFs vs. Mutual Funds: Tax Treatment\n- 54:46 — Estate Planning & Step-Up in Basis\n- 1:03:35 — Education Planning & 529 Plans\n- 1:10:05 — The Student Loan Crisis\n- 1:22:44 — Trump Accounts: A New Savings Vehicle\n- 1:27:36 — Charitable Giving Strategies\n- 1:33:11 — Discipline, Delayed Gratification & the Margin Mentality\n- 1:37:39 — Closing & Contact Info\n- 1:38:54 — Disclosure\n**Links & Resources:**\nThe Generational Wealth Code: https://a.co/d/0iHwEITG\nJoin The DOC Community on Facebook for more great content and discussions: https://www.facebook.com/share/g/1Cb9rkQVde/\nCheck out the DOC CE Courses: https://theorthocoach.com/ce-courses/\nConnect w/Dr. Mike:\nWebsite: theorthocoach.com\nYouTube: @theorthocoach\nInstagram: @theorthocoach\nConnect w/Nicole:\nWeb: Ventotaxandwealth.com  \nEmail:...","thumbnail_url":"https://img.transistorcdn.com/Wf6VIMhB_ulpfJzsJlix0BOF0i4W9yk8xxJ6-5X1Y6E/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9zaG93/LzQxOTI3LzE2OTg2/MzExNDktYXJ0d29y/ay5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}