{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Retire on Rentals","title":"Hard Money & High Stakes with Ryan Morell of Rain City Capital","html":"","width":"100%","height":180,"duration":2824,"description":"Hard Money & High Stakes with Ryan Morell of Rain City CapitalEpisode Description:In this dynamic episode of Retire On Rentals, host Nicholas Cook chats with Ryan Morell, Sales Director at Rain City Capital, a lender bringing a fresh approach to real estate investing. Ryan shares his journey from banking to mastering foreclosure auctions and hard money lending, offering unique solutions for investors. We explore Rain City’s focus on non-owner-occupied deals, mutual success philosophy, and creative strategies like cash-as-collateral loans. Whether you’re a newbie or seasoned investor, this episode unpacks how to leverage bridge financing, navigate foreclosures, and grow your portfolio in 2025. Tune in for actionable insights to retire on rentals!Key Topics & Timestamps:  00:00 - IntroductionNicholas Cook welcomes listeners to Retire On Rentals and introduces Ryan Morell, Sales Director at Rain City Capital, highlighting their unique investor-focused approach.  01:30 - Ryan’s Origin StoryRyan shares how he “fell into” real estate in 2011, leaving a bank job to become a liaison for investor groups bidding at foreclosure auctions, igniting his love for the fast-paced field.  04:00 - Rain City Capital’s Investor PoolLearn about Rain City’s focus on non-owner-occupied deals—fix-and-flips, rental purchases, and bridge financing for distressed properties.  07:15 - Mutual Success PhilosophyRyan explains how Rain City prioritizes long-term relationships, ensuring clients’ success fuels their own, with some partnerships spanning nearly 15 years.  10:30 - Flexibility for ClientsDiscover how Rain City’s in-house underwriting offers flexibility—extending timelines, guiding newbies, and being honest about deal viability to foster mutual wins.  14:00 - Ideal ClientsFrom first-time family flippers to seasoned contractors and realtors, Ryan details who thrives with Rain City, emphasizing the value of trusted teams.  18:00 - Underwriting ApproachRyan unpacks a simple,...","thumbnail_url":"https://img.transistorcdn.com/kZ_y-p-mMg6o7pg5hZW9Nn6L_xSjue44Fh3T6gh4CwM/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8wYWE5/NWU3M2IxNWVkYzUw/ZWFmMzVhMmIyOTQ1/YjczYi5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}