{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Risky Assets","title":"California Homeowners Are Not Stuck on the FAIR Plan Anymore - EP038","html":"","width":"100%","height":180,"duration":2119,"description":"For a few years the answer for a lot of California homeowners was the FAIR Plan or nothing. Carriers stopped writing, premiums climbed, and people who had spent decades paying off a house found out their insurer was letting them go. That market has quietly started to move again, and most homeowners have no idea what is available to them now.\nEdgar Corona and Ashley Macedo, who run personal lines at Greyhawk Insurance, get into what actually changed, including the two carriers nobody expected to show up in California, what the FAIR Plan was originally built for and why it was never meant to carry this much of the state, and the two coverages people skip that cost the least and protect the most. One of those comes down to a question most homeowners have never been asked.\nContact Us: https://www.greyhawkinsurance.com/contact/\nTIMESTAMPS\n0:38  Where the market broke\n2:15  The last resort that became the only option\n6:38  Why the market is moving again\n11:44  Why carriers left\n13:18  The bill that looks like a mortgage payment\n16:18  The coverage that protects everything else\n22:21  The one nobody thinks they need\n29:31  Why they left where they came from\nABOUT RISKY ASSETS\nThe Risky Assets Podcast is produced by Greyhawk Premier Insurance Solutions. Every episode is an honest conversation with entrepreneurs about building businesses, taking smart risks, and protecting what you create.\nFOLLOW THE SHOW\nInstagram: @greyhawkinsurance","thumbnail_url":"https://img.transistorcdn.com/rGdlIJHPs4VZV6pxPe21X7IU9nGHtqGwOty3tYKwCY4/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9zaG93/LzMzNDc0LzE2NjE1/NDQ2NDktYXJ0d29y/ay5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}