{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"The Thing We Never Talk About","title":"Case Study: Paying Off Mortgage vs Investing","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/4b0613ce\"></iframe>","width":"100%","height":180,"duration":693,"description":"Should you pay off your mortgage early or invest the money instead? In this solo episode, Tim walks through a real case study involving a couple who received a significant one-time windfall and want to know how to use it wisely. He compares three options — investing the full amount right away, paying off the mortgage entirely, or splitting the difference — across a twenty-year time line, and shares what the numbers actually revealed. The results might surprise you, and one of the most important factors turns out to be one that doesn't show up in any spreadsheet.\nOne Key Takeaway: When comparing paying off debt versus investing, the math usually favors investing — but only if you can actually stick to your investment plan over many years and decades.\nLinks:\nSend me a question to be answered on a future episode.\nSign up for the Keep It Easy newsletter.","thumbnail_url":"https://img.transistorcdn.com/ij30T8S22oW7oq3h35PBmjsaEjzv6wqJJXFR2goCl8k/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS80MWUw/NTk1NDU5NDIxMTc4/N2RlZDJiNGFhZmUx/MDQ0OS5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}