{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Freedom for Retirement™","title":"Will Medicare Pay for a Nursing Home?","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/4fa2474d\"></iframe>","width":"100%","height":180,"duration":751,"description":"Medicare will not pay for most long-term care. The costs land on you, and there are exactly three ways to cover them.\nJosh Duncan puts numbers on the risk a 65-year-old actually faces: about a 70% chance of needing care someday, paid help at home near $80,000 a year, a private nursing-home room near $130,000. The dangerous cases are the long ones, and they land late in retirement, when a plan has the least room to recover. F5 is a fee-only firm—we sell no insurance and earn no commissions, so the only agenda is the plan.\n\nThis episode covers:\nWhy Medicare pays for rehab but not years of custodial care\nWhat the 100-day skilled nursing benefit actually includes\nHow to test whether your portfolio could absorb a five-year care event\nWhen insurance makes sense and why hybrid policies took over the market\nWhether Medicaid's spend-down rules leave your spouse protected\nDecide on purpose now, while every option is still open.\n👉 Work with us at https://www.f5fp.com\n\nAbout F5 Financial Planning:\n\nAt F5 Financial Planning, we help individuals and families align their finances with what matters most so they can live lives of Freedom and Significance. We are a fee-only, fiduciary financial planning and investment management firm, meaning we don’t earn commissions or sell products — our only commitment is to our clients’ best interests. We provide comprehensive financial planning, investment management, tax-efficient strategies, and retirement planning for families, corporate executives, and entrepreneurs. Our team serves clients nationwide through virtual meetings and from offices in Illinois, Georgia and Florida.\n\nAt F5, our goal is simple: to help you gain confidence, clarity, and control over your financial future so you can focus on the people and passions that matter most. \n\nVisit https://www.f5fp.com to learn more about our services and planning process.\n\n*****\n\nAdvisory services are offered through F5 Financial Planning, LLC, an SEC-registered investment adviser. This...","thumbnail_url":"https://img.transistorcdn.com/OMhHymyiKvGNkP8t54gkQ7TzI2XINLOZKfM_8kC6oG8/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8zMmQ1/YjllNTViYjQxODFh/ZjM5NjgyZDFmMzkx/MDYyNy5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}