{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Speaking of Insurance","title":"California Workers’ Compensation Insurance: Claims Factors & Prevention","html":"","width":"100%","height":180,"duration":1508,"description":"California workers’ compensation costs are changing, and contractors, employers, and growing businesses need to be prepared.\n\nIn this episode of Speaking of Insurance, Aaron Bollinger breaks down what rising claim costs, legal expenses, cumulative trauma claims, and changing insurance rates could mean for California employers. He explains why insurers can collect more premium while still losing money, why rates won’t move the same way for every business, and what companies can do now to protect their workers’ comp costs over time.\n\nYou’ll learn how payroll classifications, safety programs, return-to-work planning, subcontractor documentation, and early renewals can affect your coverage, audits, and premiums.\n\nIn this episode, we cover:\nWhy California workers’ compensation pricing may be entering a new cycle\nWhat a combined ratio means, and why it doesn’t affect every insurer equally\nHow claim handling, legal costs, and cumulative trauma claims drive premiums\nWhy advisory rate changes don’t automatically mean every business will pay more\nThe impact of payroll audits and employee classification errors\nHow return-to-work programs and workplace safety can help manage long-term costs\nWhy verifying subcontractor insurance matters\nPractical steps employers can take before renewal\nAt Bollinsure Insurance Services, we believe insurance should be an active part of protecting your business—not just a bill you pay once a year.\n\nHosted by Aaron Bollinger.\n\nLearn more or request an insurance review:\nBollinsure Insurance Services\n562-268-9355\nquotes@bollinsure.com\nCalifornia Insurance License #6013787","thumbnail_url":"https://img.transistorcdn.com/dHECMWMH7UdDMxVCK6uZsLMFIjvUnSx75gpYwTfdThI/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9jZjYx/ZjA4ZDliODU5MjE5/ZmNkNjc2MGIxNjU1/YmJlYi5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}