{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"How's The Market? with David Childers","title":"Making Home Ownership More Affordable with Dustin Owen","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/531e7e7b\"></iframe>","width":"100%","height":180,"duration":2975,"description":"“The work we put in today is the market share we'll gain in the future.”  \nDustin Owen, host of the Loan Officer Podcast, joins David on the How's the Market Podcast to discuss the current state of the mortgage business. He shares his journey in the industry and the purpose behind his podcast.   \nThis podcast covers the chaos of the past few years, the challenges faced by loan officers and real estate agents, and the importance of homeownership. They also discuss the affordability of buying a home compared to renting and the value of having a great partner in the industry.   \nIn this conversation, David discusses the importance of partnerships between lenders and real estate agents in generating leads and promoting home ownership. He emphasizes the need for lenders to educate agents on loan products and teach them how to market and sell those products to their communities.They walkthrough and guide the listener on the concept of a 2-1 buy down and how it can make home ownership more affordable.  \nCHAPTERS\n00:00 Introduction to Dustin Owen\n03:00 The Chaos of the Mortgage Business\n09:06 The Myth of Waiting for the Market to Come Back\n12:28 The Importance of Homeownership for Wealth Generation\n14:18 The Affordability Equation: Buying vs. Renting\n25:02 Partnerships and Loan Products\n27:01 Teaching Effective Marketing Strategies\n30:50 Making Home Ownership More Affordable with a 2-1 Buy Down\n33:12 Getting Creative with Mortgage Insurance and Seller Credits\n36:31 Predictions for the Market and the Role of Loan Officers\nLearn more about Dustin and Waterstone Mortgage. \nEvery step of the way. \nhttps://www.waterstonemortgage.com/\nCheck out the Loan Officer Podcast with Dustin Owen! \nhttps://tloponline.com/ \nReal estate content for real results\nhttps://www.keepingcurrentmatters.com/","thumbnail_url":"https://img.transistorcdn.com/PTbOq-ZZq5zx-39Ls-yv7OGWCDaBBg0HMfki_yPyDsk/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9zaG93/LzQyMTA5LzE2ODkz/NjY0NzItYXJ0d29y/ay5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}