{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"#AskElla SHOW","title":"5 Things You MUST Know About Mortgages in 2026","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/5590052f\"></iframe>","width":"100%","height":180,"duration":311,"description":"Buying a home in 2026? The biggest mistake you can make isn't choosing the wrong house—it's making the wrong mortgage decisions.Many buyers believe they're fully prepared, only to discover hidden lender fees, changing loan rules, or financing problems that can delay—or even kill—their deal.In this episode of Ask Ella Show, I break down the five biggest mortgage mistakes I see buyers making in today's market and explain how to avoid them before they cost you thousands of dollars.Whether you're a first-time homebuyer or planning your next move, understanding how mortgages work in 2026 can save you money, stress, and expensive surprises.This isn't about getting approved.It's about getting the right loan for your financial future.💡 In This Episode, I Cover:• Why mortgage pre-approval is not a guaranteed approval\n• The hidden costs behind \"low\" mortgage interest rates\n• Why waiting for a 20% down payment can actually hurt your long-term wealth\n• The truth about builder lenders and their incentives\n• Important mortgage guideline changes happening in 2026\n• How credit scores, loan limits, and qualification rules affect your approval\n• The questions every buyer should ask before choosing a lender\n• How to compare loan offers beyond the advertised interest rate\n• Practical strategies to make smarter home financing decisionsThe buyers who understand the numbers—not the marketing—make the best financial decisions.🎯 Need honest mortgage advice before buying a home?👉 https://www.fairway.com/lo/ella-gurfinkel-188161The right mortgage isn't always the one with the lowest advertised rate.\nIt's the one that helps you build long-term financial success.","thumbnail_url":"https://img.transistorcdn.com/1JQmKKn11mPyRjv3aWoNIn5MGi7k846a3USRG5h__XY/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lNDdm/ZmY4NjcyYjU2OTdj/MmFjNGEyMjE1NDJm/MTIxMi5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}