{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"#AskElla SHOW","title":"Fixed Rate vs ARM Mortgage: Which Is Better in 2026?","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/56292db9\"></iframe>","width":"100%","height":180,"duration":480,"description":"One wrong mortgage choice can cost you your home — or save you over $100,000.\nFixed rate or ARM in 2026? With fixed rates hovering around 6.4% and ARMs starting near 5.5%, many buyers think the answer is obvious. But if you lived through 2008 — you know how dangerous that thinking can be.I’m Ella Gurfinkel, Senior Loan Officer with 30+ years in the mortgage industry and more than 2,000 families helped. In this episode, I break down the real difference between fixed-rate mortgages and ARMs — without fear tactics, and without lender spin.You’ll learn:✅ When an ARM is a smart, strategic move⚠️ When ARMs turn into a financial trap📉 How adjustable rates actually work (indexes, margins, caps)🏡 Real client stories — wins and hard lessons💡 My personal framework to help you choose the right loan for your life, not the market hypeThis episode is for buyers who want clarity, not guesses — and strategy, not hope.🎯 Book a free strategy call and let’s choose the right mortgage together:\n👉 https://calendly.com/teamella/a-conversation-with-ella-gurfinkel","thumbnail_url":"https://img.transistorcdn.com/1JQmKKn11mPyRjv3aWoNIn5MGi7k846a3USRG5h__XY/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lNDdm/ZmY4NjcyYjU2OTdj/MmFjNGEyMjE1NDJm/MTIxMi5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}