{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"The Legacy Investor with Cameron Philgreen","title":"78: Mortgage Before Marriage: Alex E. Edwards on Why He Made His Wife Buy a Home First","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/56939067\"></iframe>","width":"100%","height":180,"duration":2508,"description":"Alex E. Edwards is exactly the kind of guest we love on the Legacy Investor — an amazing man of God on a mission to take people from renting to owning. He's a TEDx speaker, the author of Mortgage Before Marriage, and a broker at Thumbprint Realty, one of the largest brokerages in New England. Last year alone his team closed nearly 300 transactions and secured over $1.1 million in down payment assistance for their clients.Heads up: I know this podcast skews mostly male, but if you know a woman or a friend who could get something out of this one, please share it with them. I think it'll empower, affirm, and encourage them — whether they're married, single, 18, or 50.Alex's story is wild. He bought his first multifamily at 20 while working at Bank of America, quit school and then his job to go all-in on real estate, and famously told his now-wife she had to become a homeowner before they got married. (Their tenants ended up paying for the wedding — though they weren't invited.) We get into the why behind that, including his take on how combining incomes after marriage can disqualify you from assistance you'd otherwise receive, and why he believes building your own financial foundation first is one of the most empowering moves you can make.We cover a lot of ground: his perspective on prenups as a \"financial love letter to yourself\" rather than a plan to fail; how only a small fraction of people who qualify for down payment assistance actually use it, and why working with the wrong agent costs you; how his team is turning Section 8 vouchers into mortgages and giving renters a real path to equity through a creative rent-to-own program; and the bigger vision behind his developments and his \"Married and Flipping\" investing program.The part that stuck with me most was his mindset: he says he doesn't compete with other people, only with God — and that contentment and security free him up to celebrate other people's wins instead of being threatened by them. It reminded me...","thumbnail_url":"https://img.transistorcdn.com/HL6qIChRG-a62SiwEDin9hKZtqJ9FwSbmIQDpJksZyQ/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS84NTk4/ZjViYmRmNzdmYzIw/YzE4OTgzNWE3ZTBh/ZDQ1Zi5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}