{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Speaking of Insurance","title":"The Insurance Gaps That Could Put Your Wealth at Risk","html":"","width":"100%","height":180,"duration":1731,"description":"Building wealth is only half the equation. Without the right insurance and asset-protection strategy, one serious accident, lawsuit, or uncovered exposure could put years of work at risk.\nAaron and Brian Bollinger explain why high-net-worth individuals, business owners, and families with growing assets need more than a basic home, auto, and umbrella insurance package. They discuss how umbrella limits, excluded drivers, business entities, rental properties, luxury homes, and other exposures must work together as part of a coordinated protection plan.\nYou’ll discover:\nWhy a $1 million umbrella may no longer be enough for someone with significant assets\nWhen a $5 million, $10 million, or larger umbrella policy may be worth considering\nWhy buying a standalone umbrella can be difficult without coordinating the underlying policies\nHow an excluded or improperly listed driver could jeopardize both auto and umbrella coverage\nWhy rental properties, business entities, yachts, aircraft, and young drivers create additional liability exposure\nHow insurance brokers, financial advisors, and attorneys can work together to identify protection gaps\nWhy the cheapest insurance program may leave your largest risks uncovered\nHow an independent insurance broker can compare carriers as your assets and coverage needs change\nBrian also explains why insurance should be viewed as wealth-preservation protection rather than simply another expense. Aaron discusses the importance of choosing carriers with the financial strength, coverage options, and claims experience needed for more complex households.\nIf you have accumulated significant assets, or advise clients who have, this episode offers a practical framework for reviewing liability limits, coordinating coverage, and identifying gaps before a serious claim exposes them.\nLearn more or contact Bollinsure:\nhttps://www.bollinsure.com/\nPhone: 562-COVWELL\nEmail: quotes@bollinsure.com\nBollinsure Insurance Services\nCalifornia DOI Agency License...","thumbnail_url":"https://img.transistorcdn.com/dHECMWMH7UdDMxVCK6uZsLMFIjvUnSx75gpYwTfdThI/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9jZjYx/ZjA4ZDliODU5MjE5/ZmNkNjc2MGIxNjU1/YmJlYi5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}