{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Carlsbad: People, Purpose and Impact","title":"Ep. 188 Building an Ideal Life: Financial Planning, Community Impact, and Leadership with Justin Peek","html":"","width":"100%","height":180,"duration":2751,"description":"In this episode of Carlsbad People, Purpose & Impact, Carlsbad Chamber President & CEO Bret Schanzenbach sits down with Justin Peek, Founder and CEO of Peak Wealth, for a conversation that goes far beyond investments and retirement planning.\nJustin shares his journey from immigrant roots and entrepreneurial family influences to building a thriving wealth management practice focused on helping clients design and live their ideal lives. He discusses why traditional financial planning often misses the bigger picture, emphasizing that true financial success is about aligning money with personal values, relationships, purpose, and long-term significance.\nThe discussion explores the evolving role of financial advisors in the age of AI, the importance of protecting and preserving generational wealth, and how families can intentionally create lasting impact through philanthropy and community engagement.\nThroughout the conversation, Justin highlights the unique advantages of living and doing business in Carlsbad, while encouraging leaders to invest not only in their financial futures but also in the strength and vitality of their communities.\nKey Takeaways\nFinancial planning should begin with life goals, not investment products.\nTrue wealth includes time, relationships, health, and significance.\nTechnology and AI will enhance professional advice, not replace trusted advisors.\nBuilding wealth requires strategy; preserving wealth requires values.\nBusiness leaders have a responsibility to invest in the communities that support their success.\nLocal philanthropy creates measurable impact and strengthens regional quality of life.","thumbnail_url":"https://img.transistorcdn.com/dwra1QHR1MaHtVdSctz-PA5GCdvlRrVp36hv84KcU5o/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9zaG93/LzQ5MjQxLzE3MDY2/MzgzNTUtYXJ0d29y/ay5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}