{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"RE: Real Estate Podcast","title":"Ep. 32 – Flood Insurance: What It Is & What It Isn’t","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/6690d6ac\"></iframe>","width":"100%","height":180,"duration":1247,"description":"Ep. 32 – Flood Insurance: What It Is & What It Isn’t\n \nKeywords\nflood zones, flood insurance, real estate, home buying, Louisiana, flood risk, insurance requirements, property value, home safety, real estate podcast\n \nSummary\nIn this episode, Ben Harang and Clint C. Galliano discuss the complexities of flood zones and flood insurance, particularly in Louisiana. They clarify common misconceptions about flood zones, explain the different classifications, and highlight the importance of understanding insurance requirements when buying a home. The conversation emphasizes the need for homeowners to be informed about their flood risk and the implications of flood insurance on property ownership.\n \nTakeaways\n·         Flood zones are classified into different categories based on risk.\n·         Many people mistakenly believe they are not in a flood zone.\n·         Flood insurance is often required for properties in special flood hazard zones.\n·         Changes in flood zone maps can surprise homeowners regarding insurance requirements.\n·         Understanding flood insurance can save homeowners significant costs.\n·         Homeowners should consult with insurance agents for accurate information.\n·         Flood insurance premiums can vary significantly based on flood zone classification.\n·         Properties in flood zones may require both homeowners and flood insurance.\n·         Educating oneself about flood risks is crucial for homebuyers.\n·         The conversation highlights the importance of being proactive about flood insurance.\n \nSound bites\n\"Everywhere is a flood zone.\"\n\"Flood insurance is a big deal.\"\n\"It's been real fun.\"\n \nChapters\n00:00 Introduction to Flood Zones\n02:42 Understanding Flood Zone Classifications\n04:57 The Impact of New Flood Maps\n07:40 Navigating Flood Insurance Policies\n10:32 The LOMA Process Explained\n12:58 The Importance of Insurance Education\n15:54 Conclusion and Final Thoughts\n \nHosts \nBen Harang, REALTOR® La. \nLicense #: 36589 \nKeller...","thumbnail_url":"https://img.transistorcdn.com/No9eufPQfJ-gv1wSG-sdTgEYsdkKimgOhjMA3k0fuXk/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS85YTAw/NjI1ZDQ0NTg5OTFl/NGM5YzQ5NGU2MTQ2/YzMwNy5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}