{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Speaking of Insurance","title":"6 California Insurance Bills That Could Change Privacy, Underwriting & Coverage","html":"","width":"100%","height":180,"duration":1987,"description":"California is considering several insurance bills that could affect how insurers collect your information, underwrite risk, handle regulatory compliance, and provide certain health and life insurance benefits.\nIn this episode of Speaking of Insurance, Aaron and Brian Bollinger break down six pending pieces of insurance legislation and discuss what they could mean for consumers, insurance companies, and brokers.\nWe cover:\nInsurance privacy and how much personal data insurers should be allowed to collect\nAI underwriting, aerial imagery, third-party data, and the growing use of technology in insurance\nSB 1209 and stronger enforcement tools for the California Department of Insurance\nSB 1206 and California’s annual insurance regulatory cleanup\nAB 1798 and the use of genetic testing in life and disability insurance underwriting\nAB 2011 and protections surrounding mental-health and substance-use disorder coverage\nSB 1023 and coverage for long-acting injectable HIV PrEP\nThe balance between consumer protection, underwriting accuracy, insurance availability, and rising premiums\nInsurance companies need information to properly evaluate risk, but as underwriting becomes increasingly data-driven, the question becomes: where should the line be drawn?\nAaron and Brian discuss both sides of these proposed changes and what they could mean for the future of insurance in California.\nSpeaking of Insurance is hosted by Aaron Bollinger and Brian Bollinger of Bollinsure Insurance Services.\nLearn more or request an insurance review:\nBollinsure Insurance Services\n562-268-9355\nquotes@bollinsure.com\nCalifornia Insurance License #6013787","thumbnail_url":"https://img.transistorcdn.com/dHECMWMH7UdDMxVCK6uZsLMFIjvUnSx75gpYwTfdThI/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9jZjYx/ZjA4ZDliODU5MjE5/ZmNkNjc2MGIxNjU1/YmJlYi5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}