{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Retirement Tax Matters | Advanced Tax Planning for High-Net-Worth Retirees","title":"Why Converting Your Traditional IRA to Roth Might Feel Like Paying Off Your Home Mortgage | Episode 24","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/6b654f64\"></iframe>","width":"100%","height":180,"duration":1153,"description":"Just as individuals rarely regret paying off their primary home, retirees rarely regret the peace of mind that comes from settling their tax debt and ensuring their family has more control over their finances.\nThis episode explores the psychological parallels between a strategic Roth conversion and the Debt-Free Scream made famous by Dave Ramsey. While a calculator might suggest keeping a Traditional IRA could end up a little better this approach misses the psychological benefits of value of simplicity and control.\n(00:00) – Intro(01:10) – Tax Free Scream(03:57) – Roth Conversions and Mortgages(07:00) – Debt to the IRS and why to Convert(09:44) – Psychology of Conversions(16:08) – Tax Return Driven Financial Planning(17:15) – Conclusion(18:48) – Outro\n\nDisclosures\nFree Resource: Year-End Tax Planning Checklist for HNW Retirees ($2M-$8M): ","thumbnail_url":"https://img.transistorcdn.com/QMBp4ueQC8kgGJT6p5R0uXjrbcTiKAgi9QK0kiNMFPA/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8wYzY3/YjA3YWZlMmM4NTRl/ZTkwNWI5NTYyYTZm/NmQzZi5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}