{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"The Pod Bros Playbook","title":"The Inherited IRA RMD Surprise: Why Financial Advisors Without Recorded Content Are Drowning in Beneficiary Questions in 2026","html":"","width":"100%","height":180,"duration":305,"description":"For four years, the IRS waived the penalty on missed RMDs from inherited IRAs. Then mid-2024 Treasury finalized the SECURE Act regs and the rule that mattered came into focus: if your client inherited from someone who had already started their RMDs, annual distributions are required during the ten-year window. Starting in 2025 the penalty waiver is gone.\nNow in 2026, financial advisor teams are drowning in nearly identical phone calls from beneficiary clients. Same emotion. Same questions. Different name on the account. In this episode, Nick Gaiski breaks down why those calls aren’t a client problem, why they’re a delivery system problem, and the simple shift the top firms made to stop trading senior-advisor hours for repeat answers.\nWhat you’ll hear:\n\nWhat changed in the final SECURE Act regulations and why beneficiaries are getting blindsided in 2025 and 2026\nWhy three currencies are being burned by firms that haven’t recorded a single client explainer\nThe fifteen-minute walkthrough every RIA should record before next quarter’s reviews\nHow a Phoenix-area RIA used a single recorded asset to free up senior advisors and convert referrals faster\nWhy “better delivery, not better information” is the lever that quietly compounds for fee-only firms\n\nIf your team has fielded the same inherited IRA RMD conversation more than twice this quarter, this episode is for you.\nReady to record yours? Book a no-pitch strategy call at podbrosmedia.com/free-session.","thumbnail_url":"https://img.transistorcdn.com/AjxevrzjfszfM7dAVt88VMDT66l_93ZxLPirv0ZhHq4/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9hZjdk/OTExMTI0MDNlZjQw/ZjliZTllYzAyOTcz/ZGMzZS5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}