{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Freedom for Retirement™","title":"No Tax on Social Security? Here's What the Law Really Says","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/752cf51e\"></iframe>","width":"100%","height":180,"duration":815,"description":"No tax on Social Security never became law. What passed is a $6,000 deduction for people 65 and older, and your income decides whether you see a dollar of it.\n \nJosh Duncan explains how the deduction works when you file: $6,000 per person 65 or older, $12,000 for a couple who both qualify, claimed on the new Schedule 1-A whether you itemize or take the standard deduction, and stacked on the extra standard deduction you already had at 65.\n\nThis episode covers:\nHow combined income decides the taxable share of your benefit\nWhy the $25,000 and $32,000 thresholds have not moved since 1983\nWhether the 6.2% payroll tax changed for anyone still working\nWhere the deduction starts shrinking and where it reaches zero\nWhen the deduction expires and what that opens up for Roth conversions\nYour own number settles this, not the headline you read.\n \n🎥 Roth conversions, explained: https://www.youtube.com/watch?v=Y7suIjH8-Rk\n\n👉 Work with us at https://www.f5fp.com\n\nAbout F5 Financial Planning:\n\nAt F5 Financial Planning, we help individuals and families align their finances with what matters most so they can live lives of Freedom and Significance. We are a fee-only, fiduciary financial planning and investment management firm, meaning we don’t earn commissions or sell products — our only commitment is to our clients’ best interests. We provide comprehensive financial planning, investment management, tax-efficient strategies, and retirement planning for families, corporate executives, and entrepreneurs. Our team serves clients nationwide through virtual meetings and from offices in Illinois, Georgia and Florida.\n\nAt F5, our goal is simple: to help you gain confidence, clarity, and control over your financial future so you can focus on the people and passions that matter most. \n\nVisit https://www.f5fp.com to learn more about our services and planning process.\n\n*****\n\nAdvisory services are offered through F5 Financial Planning, LLC, an SEC-registered investment adviser. This content is...","thumbnail_url":"https://img.transistorcdn.com/OMhHymyiKvGNkP8t54gkQ7TzI2XINLOZKfM_8kC6oG8/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8zMmQ1/YjllNTViYjQxODFh/ZjM5NjgyZDFmMzkx/MDYyNy5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}