{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Retirement Answers","title":"What Are the Best Strategies for Reducing RMDs?","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/78b74271\"></iframe>","width":"100%","height":180,"duration":1627,"description":"Are you worried that required minimum distributions (RMDs) could force unnecessary taxable income and shrink your hard-earned retirement savings? In this episode of Retirement Answers, Jacob Duke explains when RMDs become a real problem, offers a quick rule of thumb based on how much you hold in tax-deferred accounts, and walks through five ways to reduce future RMDs.\n👉 Book a call with me: https://www.rivertreewealth.com/get-started\n✅ Get your Important Numbers 2025 PDF here: https://www.rivertreewealth.com/2025-important-numbers\nEmail: jacob@rivertreewealth.com\nWebsite: https://www.rivertreewealth.com\nLinkedIn: https://www.linkedin.com/in/jacobduke\nJacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast.\nDISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.\n00:00 Retirement Rule Frustrations00:51 When RMDs Become a Problem03:10 Gap Years Tax Planning03:33 Asset Location Strategy08:40 Roth Conversions Explained13:32 Delay Social Security Benefits18:40 QCDs for Charitable Giving21:22 Spend More Before RMDs25:40 Wrap Up","thumbnail_url":"https://img.transistorcdn.com/YnuG4gZSyvFMDTRhl7aBM26xNd92NMFpYdpvqJoCaGU/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9hNTM0/ZTQ1MWJjYTRlNGU2/MjMzMTM0MDcwNjI2/NDkwYi5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}