{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Mortgage Research Network Podcast","title":"2026 Mortgage Rates: Stability Ahead, Not Big Drops","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/7cbefb29\"></iframe>","width":"100%","height":180,"duration":190,"description":"After a roller-coaster 2025, experts say 2026 mortgage rates will hover near today’s levels—around 6.1% to 6.4% depending on the agency. Tim Lucas and Craig Berry break down why major rate swings aren’t expected and what buyers should focus on instead.In this episode you’ll learn:The forecast: Fannie Mae expects just under 6%, NAR sees 6.1%, and MBA calls for 6.4%—averaging to about 6.2%.Why the Fed isn’t the driver: Mortgage rates follow the 10-year Treasury, not Fed rate cuts or hikes.Expert caution: With geopolitical shifts and economic uncertainty, analysts say there’s more risk of rates rising than falling.Buyer strategy: Focus on price, not the perfect rate—because you can refinance later. Don’t let small payment changes overshadow bigger financial priorities.Creative options: 2-1 buydowns, improving FHA approvals, and non-QM loans give buyers more flexibility than they realize.Read the full article:https://www.mortgageresearch.com/articles/2026-mortgage-rates-forecast-according-to-experts/","thumbnail_url":"https://img.transistorcdn.com/d0_MTJTpsh7lnCi_eEsBK7Q0iL4SBxn41mXzPERYFUM/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8wYTM1/ZjY5YzI1MzdiN2I5/NmNjN2Y4MTY1NzI2/NTYwOC5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}