{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Market Pulse","title":"Lending Unlocked: Navigating Today's Toughest Mortgage Challenges","html":"","width":"100%","height":180,"duration":1371,"description":"Recorded live at MBA Annual25 in Las Vegas, this special edition of the Equifax Market Pulse explores how data, workflow automation, and AI are reshaping mortgage lending. Tanja Cleve, SVP of Solution Sales at Equifax sits down with Craig Rebmann, Product Evangelist at Dark Matter Technologies, to discuss capturing data earlier in the process, automating complex borrower scenarios, managing costs in tight margin environments, and preparing lenders for the next market turn through smarter technology investments.\nIn this episode:\nWhat is the biggest operational challenge mortgage lenders are facing right now?\nBeyond rates and affordability, lenders are grappling with process inefficiencies, higher fallout rates, and rising costs. This makes automation and better data workflows essential.\nHow does capturing data earlier in the loan process help lenders?\nEarly data capture allows lenders to assess risk sooner, automate pre-approvals, reduce downstream surprises, and create more productive borrower conversations upfront.\nHow can automation support complex borrower profiles like self-employed income?\nAutomation helps identify complexity early and uses tax and income data to streamline calculations, reducing manual review and improving underwriting readiness.\nHow are lenders balancing innovation with cost control in a tight market?\nMany are focusing on capacity management, which used technology to increase efficiency with existing staff while remaining scalable as volumes return.\nWhat role does AI play in today’s mortgage technology stack?\nAI is increasingly used to gather and prepare information, while humans remain essential for judgment, decision-making, and borrower communication.\nWhat is “agentic AI” and why does it matter for lenders?\nAgentic AI refers to systems that can take action—not just provide insights—while still operating within defined workflows and human oversight.\nHow do integrations and APIs improve borrower experience?\nConnected systems allow data to...","thumbnail_url":"https://img.transistorcdn.com/KL7pzgqOuzAsfb84PAuuPDFaRooifWnN1jo7UJlgVKg/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9zaG93/LzE0MjE3LzE3MDQy/MTQyMTUtYXJ0d29y/ay5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}