{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"The Visibility Podcast","title":"Business Credit vs. Personal Credit: What Every Owner Needs to Know (with Gerri Detweiler)","html":"","width":"100%","height":180,"duration":2466,"description":"If you’re a brick-and-mortar business owner who avoids credit cards, feels unsure about financing, or worries about taking on debt — this episode is going to challenge (and empower) you in the best way.\nToday on the podcast, I’m joined by Gerri Detweiler, a nationally recognized credit and financing expert with nearly 30 years of experience helping business owners understand their options, protect their credit, and fund their growth wisely.\nIn our conversation, we break down:\nThe biggest myth about business credit that holds owners back\nThe true difference between personal credit vs. business credit\nWhen a business owner should stop relying only on personal credit\nWhere brick-and-mortar businesses most often make costly credit mistakes with leases, equipment, and hiring\nHow to determine if financing is a smart growth move — or a risky one\nSurprising financing options many small business owners overlook\nAnd the systems every brick-and-mortar business should have in place before they ever need funding\nWe also dive into the role of charge cards (business credit cards) in building strong business credit — even for owners who are afraid of debt — and how to use platforms like Nav to understand your credit profile and funding options before you ever apply.\nBy the end of this episode, you’ll walk away with:\n ✔ A clearer understanding of how business credit actually works\n ✔ More confidence around financing decisions\n ✔ And practical next steps to protect and strengthen your business financially\nIf you’re building a local business and want long-term stability, this conversation is essential listening.\nA little about our guest: \nGerri Detweiler is a nationally recognized credit and financing expert with nearly 30 years of experience. As a consultant for Nav, she develops programs and content to help small business owners build credit, track cash flow, and understand financing options. She has written six books and her work has appeared in Yahoo!, MSN Money, ABCNews.com,...","thumbnail_url":"https://img.transistorcdn.com/xxH04eb3WLkvmM-ub-5Q1Vk3CU7kysJzMy7yilLXoQE/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9mNjI4/NGUyYzExMGUxNGI1/ZTdmMDA0NzUwZDRl/NDZkYy5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}