{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Endocrine Matters","title":"When Your Premium Jumps 500%- Why Insurance Is Exploding — and the Alternatives No One Is Telling You About","html":"","width":"100%","height":180,"duration":1529,"description":"Come see me in clinic: https://www.sacomplete.com/Stay connected & explore more: Sign up for my newsletter: https://www.sacomplete.com/complete-medicine-blog Listen to my podcast Endocrine Matters: https://www.sacomplete.com/podcast When Your Premium Jumps 500%: Why Insurance Is Exploding — and the Alternatives No One Is Telling You AboutWelcome back to Endocrine Matters. I’m Dr. Arti Thangudu, a board-certified endocrinologist, diabetes and metabolism specialist, lifestyle medicine physician, and founder of Complete Medicine — where I help high-achieving women take control of their metabolic health through personalized, compassionate, and evidence-based care.In this episode, I’m speaking not just as a physician — but as a small-business owner, employer, and patient — about something that’s terrifying so many right now: skyrocketing health insurance premiums.Many Americans are seeing their premiums jump 40%, 50%, even 500% as enhanced ACA subsidies expire — leaving individuals and small business owners facing impossible choices. In this episode, we’ll unpack:Why premiums are exploding and who’s being hit hardestWhere your premium dollars actually go — and why so little reaches real careWhat alternatives exist that can help you protect yourself, your family, and your employees, including:• Medical cost sharing (like Sedera) for catastrophic events• Direct care and transparent cash pricing for day-to-day healthcare• Self-funding strategies for employers that put money back into care — not profitsMy goal isn’t to make you an insurance expert — it’s to help you see that you are not powerless. There are real, practical alternatives to the traditional insurance system, and with a little knowledge and courage, you can make them work for you. Topics Covered:Introduction: Why insurance costs are explodingWhere your premium dollars really goHow this crisis impacts small businesses and the self-employedAlternatives: cost sharing, direct care, and self-fundingBecoming a...","thumbnail_url":"https://img.transistorcdn.com/LA3-Z5npWAfURN2OcbeyEztCIcEpLMnD4wEPWOmRhWE/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8wNjJl/MDMyMzEzMTRiNDAz/NzI3NDYwYjIyNWQ3/N2M5MC5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}