{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Retirement Answers","title":"Why Your 401(k) Isn’t Enough - The Ideal Retirement Mix","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/86867516\"></iframe>","width":"100%","height":180,"duration":1297,"description":"You're saving for retirement, but are you saving too much into the wrong accounts? Most retirees don't realize this common issue until it's too late.In this episode, I explain why having all of your retirement savings in pre-tax accounts is major risk and how you can begin to fix things.👉 Work With Us: https://www.rivertreewealth.com/get-started✅ Get your Important Numbers 2026 PDF here: https://www.rivertreewealth.com/2026-important-numbersEmail: jacob@rivertreewealth.comWebsite: https://www.rivertreewealth.comLinkedIn: https://www.linkedin.com/in/jacobdukeJacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast.DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.01:00 Early Retirement Access Trap02:31 Risk One: Future Taxes04:03 Risk Two: RMD Time Bomb06:50 Risk Three: Income Control09:37 Risk Four: Psychological Barriers11:51 Risk Five: Lack of Flexibility12:51 Tax Diversification16:28 How To Fix The Problem19:12 Conclusion","thumbnail_url":"https://img.transistorcdn.com/YnuG4gZSyvFMDTRhl7aBM26xNd92NMFpYdpvqJoCaGU/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9hNTM0/ZTQ1MWJjYTRlNGU2/MjMzMTM0MDcwNjI2/NDkwYi5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}