{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"The Start A Brewery Podcast","title":"023 - Your Business Plan & Financing: How Much Does it Matter?","html":"","width":"100%","height":180,"duration":3199,"description":"If there was ever an insider’s look at brewery financing, this is it. Rick Wehner of Brewery Finance and Scott Birkner of Dogwood State Bank hail from lending organizations that are very different in their approaches. Their opinion about business plans, however, has a lot of common ground. For a good hard look at credit, partnerships, different kinds of financing, working with businesses in trouble, and a whole bunch of valuable commentary – take a listen. Rick Wehner, Founder, Brewery FinanceRick started his leasing career shortly after college when he went to work for his father’s equipment leasing company, learning the leasing business from the ground up, starting in the file room and slowly working his way through most of the different departments.Rick eventually went on to start his own equipment finance company along with his brother, and he quickly married his passion for craft beer and his experience with equipment finance by forming Brewery Finance. He’ll be the first to tell you that he is more of a “beer guy that works in finance,” than a “finance guy that works with breweries.”Scott Birkner, SBA Lending Specialist, Dogwood State BankScott Birkner began his finance career immediately following college, where he worked for Unity Bank and held several progressive positions, from a loan underwriter to a Regional Sales Manager, and then commercial lender. Following this, he became a SBA Business Development Officer, where his portfolio projects ranged from $500,000 - $15,000,000.Scott comes to Dogwood State Bank with over 20 years of SBA Lending, having served as a Senior Business Development Officer for HVC Bank, United Western Bank, Fifth Third Bank, Bank of North Carolina (now Pinnacle), Yadkin Bank (now First National Bank), and United Community Bank. Scott specializes in financing business acquisitions, start-ups, expansions, refinances, partner buyouts and commercial real estate on a nationwide platform. He is passionate about forming relationships...","thumbnail_url":"https://img.transistorcdn.com/mKBdJYVabSNsLqYhk3_Ususakz0hdqSYqyH1sQt8kIo/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9zaG93/LzM3MzY4LzE2NzI0/MTM3MDItYXJ0d29y/ay5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}