{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"拆給你聽｜藏在日常裡的商業","title":"EP.3987 - 明明淋了雨，保單卻說沒達標，問題出在哪？｜5分鐘拆懂「基差風險」","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/89e48297\"></iframe>","width":"100%","height":180,"duration":311,"description":"果農賴冬旺投保雨量型保單，理賠門檻是兩百毫米，颱風真的把果園打爛了，氣象站卻只測到一百九十二毫米，差八毫米，沒賠。這集拆「基差風險」：你拿來避險的指標，跟你實際承受的損失，沒有完全同步的那道落差。從接案合約、旅遊不便險，一路講到組織裡的代理指標，教你怎麼檢查手上那把尺，量的到底是不是你真正在意的事。\n想讀懂更多商業概念，歡迎到 painpoint.tw 坐坐\n🎙 主持人：山姆(Sam)","thumbnail_url":"https://img.transistorcdn.com/TGxubEFSL_mBdmaDzZt1hO-ek65pCeFj1lcXZiMY66Q/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS83ZDVk/MjUwYWVhZmZjZTk2/OTU1MzY0ZGQxZDg1/Nzk3Yi5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}