{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Plan Your Kaiser Retirement | Pension & 401k Planning for California Healthcare Workers","title":"Your Kaiser Retirement at 55–62: The 2026 Playbook","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/8ac85882\"></iframe>","width":"100%","height":180,"duration":1485,"description":"If you’re a Kaiser healthcare worker in your 50s and asking “When can I retire?”, this episode gives you a clear 2026 roadmap. Bereket walks you through tightening the playbook in your “third quarter”: locking down your foundations, then coordinating Social Security, pension, and 401(k) to create a monthly paycheck you can actually spend—while avoiding tax and healthcare pitfalls.What you’ll learn:Foundation first: wipe consumer debt, fully fund 3–6 months (then 6–12) of cash, and set a target date to kill the mortgage before retirement.Social Security in 6 steps: pull your statement, model 62/FRA/70 benefits, coordinate with pension, and view decisions through a tax lens.The Kaiser Roth window: why age 59½–70 is prime time for systematic Roth conversions to lower lifetime taxes and improve survivor/legacy outcomes.Pension optimization + 401(k) catch-up: how to blend pension timing with pre-tax/Roth buckets to hit your expense target.Building your “paycheck”: stack SS + pension + 401(k) in the right order to smooth taxes and cash flow.Grab the Kaiser 50s Retirement Playbook + 15-minute clarity call: https://deft-producer-2206.kit.com/dd0e025e7d","thumbnail_url":"https://img.transistorcdn.com/x5ald1O4uab48BpGdMAea7orIEQmKtjwu8nE0YgjWTw/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9iMjdi/ODEwZTE3MDVjNDQ3/YjhjNGI0ZmVjOGRl/NDhjMC5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}