{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"My SBA Loan Pro Podcast","title":"Zero Down Payment SBA Loan Business Expansion with Kalen Foster | Bonus Episode | My SBA Loan Pro","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/8c44f7b0\"></iframe>","width":"100%","height":180,"duration":523,"description":"How do you expand a successful business and buy commercial real estate when the project exceeds the $5 Million SBA loan limit—and you want to do it with 100% financing?In this clip, Kalen Foster breaks down a real-world scenario of a Southern California family entertainment business looking to duplicate its success in a new location. We dive deep into the SBA rules that make this possible and how to structure a winning deal.🔑 In this video, you'll learn:• The 10% Rule: The critical difference between a \"Change of Ownership\" (which requires a 10% equity injection) and a \"Business Expansion\" (which can technically be done with 0% down).• Exceeding the $5M Limit: How to use a pari-passu loan structure to fund projects that go beyond the standard SBA maximum limit.• What Lenders Look For: Why strong historical cash flow, low debt, and proven operational success are the true keys to securing a zero-equity expansion loan.• The Vetting Process: How top institutions evaluate high-growth projects to ensure stability and success for both the business and the bank.If you are a business owner looking to scale, buy commercial real estate, or understand your complex financing options, this breakdown is for you!If you liked this content, let's connect on social media:Instagram: https://instagram.com/mysbaproTwitter: https://twitter.com/mysbaproLinkedIn: https://linkedin.com/in/ryanpatryckMore ThinkSBA Resources⁠https://calendly.com/thinksba - Schedule Callhttps://g.page/thinksba - Google Business Page & Reviewshttps://thinksba.com/faq - Frequently Asked Questionshttps://mysbaloanpro.com⁠ - My SBA Loan Pro Podcasthttp://youtube.com/@thinksba - YouTube Channel","thumbnail_url":"https://img.transistorcdn.com/UZlGYkkzL4RLln3ajzHvPE8F5Le7c_odayThH46glvs/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9kMmM0/ZGQxYmNlMTdlZDgw/YzhlYWNiNDUyM2Uw/ZTk4ZC5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}