{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Retirement Tax Matters | Advanced Tax Planning for High-Net-Worth Retirees","title":"Evaluating the 22% to 24% Tax Bracket Jump for Strategic Roth Conversions for High-Net-Worth Retirees | Episode 31","html":"","width":"100%","height":180,"duration":1546,"description":"Episode 31 analyzes why high-net-worth retirees should consider intentionally filling the 24% tax bracket to protect against future 32% RMD spikes and surviving spouses tax rates increasing when going from Married Filing Jointly to Individual Filing. Garrett Crawford, CFP® details the math behind the 2% decision and how to identify these opportunities before the December 31st deadline.\n\nRequest a 5 step framework for annual tax planning for High-Net Worth Retirees between $2M-$8M:\nhttps://www.retirementtaxmatters.com/checklist\n\n(00:00) – Intro: Masters Weekend & CPA Nose to the Grindstone Season\n\n(02:21) – The $2M-$8M Niche: Why High Net Worth Doesn't Mean High Spending\n\n(05:10) – Understanding No Man's Land: The 22% vs. 24% Tax Brackets\n\n(06:55) – The Psychology of Saving vs. The Reality of RMDs\n\n(10:15) – The Six-Figure RMD: How Compound Interest Becomes a Tax Liability\n\n(11:55) – Navigating Medicare IRMAA Surcharges and Roth Conversions\n\n(14:15) – The Age 65 Window: Converting Without IRMAA Penalties\n\n(16:10) – Opportunity Identification: Using the Year-End Tax Planning Checklist\n\n(18:45) – Why Rule of Thumb Doesn't Replace Personalized Tax Planning\n\nRead our full disclosures here: https://www.retirementtaxmatters.com/disclosures","thumbnail_url":"https://img.transistorcdn.com/QMBp4ueQC8kgGJT6p5R0uXjrbcTiKAgi9QK0kiNMFPA/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS8wYzY3/YjA3YWZlMmM4NTRl/ZTkwNWI5NTYyYTZm/NmQzZi5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}