{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Private Lending Insights","title":"Creative Small Balance CRE Hard Money with Gelt Financial","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/93409fed\"></iframe>","width":"100%","height":180,"duration":3944,"description":"Jack Miller, President of Gelt Financial, spoke with Rocky Butani to talk about hard money loans for small commercial properties, their unique lending guidelines, the company's long history, and more. \nVisit Gelt’s profile on PrivateLenderLink.com to learn more and to contact them: https://privatelenderlink.com/profile/gelt-financial/?utm_source=lender-link-podcast\nThis interview is Episode #14 of the Private Lending Insights Podcast: https://podcast.privatelenderlink.com/\nCheck out Gelt Financial’s YouTube channel for educational content about hard money lending: https://www.youtube.com/@GeltFinancialLLC\n00:00 Intro\n01:38 Market Trends\n03:31 Bank Tightening\n06:05 Gelt's Flexibility\n07:07 Loan Guidelines\n09:18 Fees and Appraisals\n12:39 Where Gelt Lends\n13:22 Property Types\n14:43 Retail and Multifamily\n16:05 Foreclosure Bailouts\n18:33 Foreign Nationals\n20:13 Defaults and Workouts\n22:35 HOA and Condo Loans\n25:00 UCC Liens\n27:24 Non-Recourse Loans\n30:36 Fractional Ownership\n31:41 JV Deals\n36:12 JV Risk Approach\n37:14 Company Overview\n39:19 Fast Closings\n40:31 Cross Collateral\n42:45 Capital Structure\n46:50 Loan Servicing\n50:24 Buying Loans\n52:16 Long-Term Borrowers\n55:01 Borrower Feedback\n55:45 Market Focus\n58:02 State Challenges","thumbnail_url":"https://img.transistorcdn.com/xr0UiXHNefdYVN_pu04i05Y0vju7Zbs-uZfDeHQDW14/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS83ZjVk/YjFlNDU1YzQzZjQz/NDVjZGRlODQ1Yzk5/MWUxZS5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}