{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Cybertraps Podcast","title":"Kids Buy the Darndest Things Cybertraps LIVE 110","html":"","width":"100%","height":180,"duration":2426,"description":" News Items New Jersey toddler Ayaansh Kumar bought nearly $2,000 in Walmart furniture, unbeknownst to his parents\n https://www.washingtonpost.com/nation/2022/01/25/new-jersey-toddler-walmart-cart-online-shopping/ Mother Madhu Kumar shopped for furniture and other household goods but did not actually purchase them\nHer son Ayaansh (22-months) was playing on her phone and somehow would up in the Walmart app, where he executed the purchases\nHis parents tried to cancel the undelivered orders but were unable to do so\nThey’ve arranged to return the items (most of them) to Walmart for refunds\nParents will install passcodes and prevent the automatic loading of payment info\nHow It Happens This is a problem that has been around since the rise of the world wide web (and probably even before that)\nA kid with access to a parent credit card could use it online to make purchases, since there are no reliable tools for checking identity online\nMore recently, credit cards are stored by online merchants or in apps, making it much easier for unauthorized purchases to occur\nSo-called “bait apps” aggressively encourage children to make in-app purchases to enhance their playing experience\nProblem has spread to smart speakers (Alexa,\nLegal Issues Parents are legally liable for the purchases made by their children when children use their parents’ credit cards Credit card companies that promise zero liability for unauthorized purchases may offer refunds but others will only do so if the card is lost or stolen\nRefunds may be available However, some service providers or game companies may refuse to issue refunds if payment is made through a third-party (the Apple Store, for instance)\nRefunds may also be denied if you have made your child an authorized user\nIf the online service provider is guilty of fraud or inducements aimed at children, the Federal Trade Commission may order refunds In 2014, the FTC settled a class action lawsuit with Google, Apple, and Amazon, in which all three...","thumbnail_url":"https://img.transistorcdn.com/-npbjlTwEpH5Ybi_ySNRhS-EfNqaI7Ep1svTppTGhLE/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9zaG93/LzQxNTcyLzE2ODM5/MjY0NDktYXJ0d29y/ay5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}