{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Powered to Grow™","title":"1. Pooled Employer Plans (PEPs): Evolution or Devolution? | Brandon Budd vs. Nate Moody","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/a12d306e\"></iframe>","width":"100%","height":180,"duration":2602,"description":"In the inaugural episode of Powered to Grow™ , RPAG brings together two of the retirement industry's sharpest minds for a lively and unfiltered debate on one of the most talked-about topics in the space: Pooled Employer Plans (PEPs). Are they the next great evolution in retirement plan design, or a step backward that threatens the fiduciary objectivity the industry has worked so hard to build?Brandon Budd, President of Retirement Services at intellicents and Proud RPAG Member, makes the case for PEPs as a powerful solution for employers looking to outsource administrative burdens and reduce fiduciary liability, freeing them up to focus on what really moves the needle: plan design, employee education, and outcomes. Nate Moody, Senior Retirement Advisor and Partner at Lebel & Harriman and Proud RPAG Member, pushes back, warning that the consolidation behind PEPs could quietly erode the independence and objectivity that defines great retirement plan advising.From the origins of PEPs in the SECURE Act to the Billy Beane \"think like the Yankees\" analogy, this conversation covers the full spectrum — the pros, the cons, and the uncomfortable questions the industry needs to be asking right now. Whether you're a plan sponsor, an independent advisor, or somewhere in between, this episode will challenge how you think about the future of retirement plans.Recorded ahead of the NAPA 401(k) Summit in Tampa, this is exactly the kind of honest, advisor-driven conversation Powered to Grow was built for.Interested in joining our breakfast session featuring Kellen Foley, Nate Moody, and Michaela Scott in Tampa at the National Association of Plan Advisors (NAPA) 401(k) Summit? Save your seat.Note: Due to a scheduling conflict with NAPA, Brandon Budd will not be present for the breakfast session at NAPA. We look forward to having him back for future episodes of Powered to Grow. Subscribe to the Powered to Grow NewsletterFollow RPAG on LinkedInDiscover RPAGSchedule a DemoChapters00:00...","thumbnail_url":"https://img.transistorcdn.com/AmmDzZklSj8FTnJ7RpykhuAEbn1D8B0sXXjRZ5DynWU/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9mYzFh/Yzc0MDk4NjcwOWNl/NGMwMzQ3YTYwMjFh/MmQ2ZS5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}