{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Hidden Money Podcast","title":"Short-Term Rental Tax Strategy for W-2 Earners","html":"","width":"100%","height":180,"duration":991,"description":"If you’re a W-2 earner, you’ve probably heard you must qualify as a “Real Estate Professional” to use rental losses against your income. In this episode, Mike and Kevin break down why that’s not the rule for short-term rentals, and what actually matters instead.\nWe walk through:\nThe 7-day rule (how STRs are defined for tax purposes)\nWhy Real Estate Professional (REP) status doesn’t apply to most STR planning\nThe one lever that does matter: material participation\nHow STRs and long-term rentals are treated differently (and why you can’t “group” them)\nThe documentation/timesheet mindset that keeps this strategy defensible\nA smart, real-world scenario: using an STR in year one for tax strategy, then transitioning to a long-term rental (without turning it into a taxable event)\nIf you’re considering an Airbnb/VRBO purchase specifically for tax strategy, or you’re trying to understand the difference between REP vs material participation, this one makes it crystal clear.\nIf you want help building a STR tax plan that fits your income, properties, and time constraints, connect with our team at https://www.revotaxpayer.com/","thumbnail_url":"https://img.transistorcdn.com/TWKM7KKxCr6iSu58Xm-mKHEFQSwIhIxv042pNBRkyGw/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9mMTJi/MjljMDYzOGNkYzM4/ODQ1MzkwYmE0YmYw/NjllNS5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}