{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Near Future Podcast","title":"Ep #12: James Storer (Monzo): Fake Banks, Real Learning, and Being Monzo's Biggest Token Burner","html":"<iframe width=\"100%\" height=\"180\" frameborder=\"no\" scrolling=\"no\" seamless src=\"https://share.transistor.fm/e/ab6c1806\"></iframe>","width":"100%","height":180,"duration":4147,"description":"Tom and Jonny sit down with James Storer, who leads design in Monzo's AI and personalisation collective and is the biggest token burner in the whole company. They dig into the fake Monzo his team built to prototype with, why he stepped off the leadership track to get back in the tools, and what he went to Config to ask Figma.\nCHAPTERS00:00 Introducing James Storer02:12 Why go back to doing the work after leading teams10:13 The founder's fight: ship it, or make it better14:47 Being a loud mouth turned out to be the skill18:35 AI lowers the floor, so who raises the ceiling25:30 Everyone an expert in everything, or still not enough hours28:01 Building hardware when you can't solder30:07 Should there be an app store with one user33:43 Is the value the software, or making it with your kid36:08 The UNO clone his six-year-old wanted to explode40:01 A 69-year-old vicar and the church website41:31 The messy middle: AI inside a regulated bank43:44 A fake Monzo with fake money49:36 Handoff should be a handshake54:16 \"What will you do to make me open you every day?\"60:39 Quickfire68:31 WrapPEOPLEJames Storer — Design Lead, AI & Personalisation, Monzo https://www.linkedin.com/in/jamesstorer/Avi Ashkenazi, Deel — previous Near Future guest, on raising the floor and the ceiling https://www.linkedin.com/in/aviashkenazi/Jake Knapp — author of Sprint — https://www.jakeknapp.comSimon from Morse — spoke alongside James at Mostly Working https://www.linkedin.com/in/simon-amor/COMPANIESMonzo — https://monzo.comDeliveroo — https://deliveroo.co.ukFreetrade — https://freetrade.ioHabito — https://www.habito.comKlarna — https://www.klarna.comTwist — James's design agencyJitty — the house-buying startup James co-foundedTOOLS AND PRODUCTS MENTIONEDCursor — https://cursor.comClaude Code — https://claude.com/product/claude-codeChatGPT — https://chatgpt.comFigma — https://figma.comFigma Make, Figma Weave, code layers — announced at ConfigFigJam — https://figma.com/figjamLovable —...","thumbnail_url":"https://img.transistorcdn.com/8vUveugi5ZjKDI2pGhMY6ZwBcP7SSSqiqKb9hZCqvHM/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9lOGE1/OTk1MmI3NWJjZTAw/Y2EyMWJjODZkODFj/MjI4MC5wbmc.webp","thumbnail_width":300,"thumbnail_height":300}