{"type":"rich","version":"1.0","provider_name":"Transistor","provider_url":"https://transistor.fm","author_name":"Churning Life Podcast","title":"Episode 25: Back To The Basics Part 1","html":"","width":"100%","height":180,"duration":2176,"description":"This is a beginner focused episode and is part one of a two part series: Part one is focused on the making money side of churning and part two will be more geared towards points and award travel. Topics include a rundown of the credit card issuers to start churning sign-up bonuses with, some basic methods for manufactured spending, and the types of skills that a churner should develop.\nAmex:\nCan hold up to 5 credit cards at a time.\nCan hold up to 10 charge (pay over time) cards at a time.\nMaximum of 2 credit card approvals every 90 days (2/90). No restriction on charge cards.\nOnly one approval per product every 90 days (1/90). Upgrades and downgrades don't count.\nMust keep a card open for 12 months to avoid clawback of the sign-up bonus.\nChase:\nYou can't get approved for any credit card if you have had more than 4 personal card approvals in the last 24 months - stay at less than 5 (5/24). \nThere's no hard limit, but there tends to be a max of 3-4 ink business cards before they won't approve any more.\nUS Bank:\nApplications made on the same day will only have one hard pull (most of the time).\nLLCs can help scale duplicate applications.\nBank of America:\nApplications within 30 days will only have one hard pull.\nLLCs can help scale duplicate applications.\nAmazon:\nAccounts need to be well-seasoned (6-12 months is ideal).\nUp to 3 accounts can make the same order with the same credit card every 7 days.\nOne prime account can add one additional household member account and up to 6 teen accounts that share prime benefits (teens must still be seasoned).\nAddress jig is not required, but if you don't jig then you can't get a refund for lost items.\nWalmart:\nAccounts need to be somewhat seasoned.\nIt helps to avoid changing payment methods prior to making large orders.\nLimits reset overnight (usually limited to two orders per day of the same product).\nHard to get a refund for missing items.\nBest Buy:\nNo seasoning required.\nOnce a credit card has had a canceled order, that card...","thumbnail_url":"https://img.transistorcdn.com/hg4kwv1eDZWTHQ9acXxa1ffNUb85tWuJmM5IZoPK4UY/rs:fill:0:0:1/w:400/h:400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9zaG93/LzQ0MzE1LzE2OTI3/Njk5MTItYXJ0d29y/ay5qcGc.webp","thumbnail_width":300,"thumbnail_height":300}